Plunge Now, Pay later
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Get qualified in minutes with no impact on your credit score.
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0% APR available for up to 24 months*
No Hidden Fees
No pre-payment penalties, signup fees, or differed interest
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Once approved, simply choose the Bread Pay option at checkout.
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.